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Code · BILL · 116th Congress · S. 1002 (Introduced in Senate) — To amend the Higher Education Act of 1965 in order to increase usage of the Federal student loan income-based repayme... · Sec. 102

Sec. 102. Fixed repayment plan

164 words·~1 min read·/bill/116/s/1002/is/section-102

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Part G of title IV ( 20 U.S.C. 1088 et seq.) is amended by adding at the end the following: A borrower of a loan made under part D on or after July 1, 2020, and a borrower who is in repayment on a loan made, insured, or guaranteed under part B or D before July 1, 2020, may elect to repay such loan under the fixed repayment plan described in this section. Under the fixed repayment plan, a borrower shall repay each loan described in subsection
(a)with a fixed monthly repayment amount paid over a period of 10 years, subject to subsection (c). If a borrower's monthly payment under this section (except for the final payment on the loan) is less than $25, the Secretary shall establish the borrower's monthly payment as $25. Notwithstanding paragraph (1), the Secretary may accept an alternative minimum payment amount, which may include an amount of less than $25, to account for a borrower’s exceptional circumstances. .
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Sec. 102
Fixed repayment plan
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