Sec. 204. Short-term limited duration insurance rule prohibition

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Congress finds the following: On August 3, 2018, the Administration issued a final rule entitled Short-Term, Limited-Duration Insurance (83 Fed. Reg. 38212). The final rule dramatically expands the sale and marketing of insurance that— may discriminate against individuals living with preexisting health conditions, including children with complex medical needs and disabilities and their families; lacks important financial protections provided by the Patient Protection and Affordable Care Act ( Public Law 111–148 ), including the prohibition of annual and lifetime coverage limits and annual out-of-pocket limits, that may increase the cost of treatment and cause financial hardship to those requiring medical care, including children with complex medical needs and disabilities and their families; and excludes coverage of essential health benefits including hospitalization, prescription drugs, and other lifesaving care.

The implementation and enforcement of the final rule weakens critical protections for up to 130 million Americans living with preexisting health conditions and may place a large financial burden on those who enroll in short-term limited-duration insurance, which jeopardizes Americans’ access to quality, affordable health insurance. The Secretary of Health and Human Services, the Secretary of the Treasury, and the Secretary of Labor may not take any action to implement, enforce, or otherwise give effect to the rule entitled Short-Term, Limited Duration Insurance (83 Fed. Reg. 38212 (August 3, 2018)), and the Secretaries may not promulgate any substantially similar rule.

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83 FR 38212
Pub. L. 111-148

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Sec. 204

Short-term limited duration insurance rule prohibition

Fed. Reg.83 FR 38212

Pub. L.Pub. L. 111-148

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