Sec. 1. Prohibition on including adverse information in certain consumer reports
127 words·~1 min read·
/bill/116/hr/953/ih/section-1A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
Subject to subsection (b), if an event occurred during a shutdown that resulted in the furnishing of an item of adverse information to a consumer reporting agency that such agency would otherwise include in a consumer report of a covered individual, such agency may not include such information in a consumer report of such covered individual during the period beginning on the first day of a shutdown and ending on the date that is 9 months after the day on which the shutdown ends.
For a covered individual to be eligible under subsection (a), such covered individual shall submit a certification to the Bureau of Consumer Financial Protection that the event that resulted in the furnishing of an item of adverse information occurred because of the shutdown.