Sec. 2. Enhanced protection against debt collector harassment of servicemembers
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Section 805 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692c ) is amended by adding at the end the following: In this subsection, the term covered member means— a covered member or a dependent as defined in section 987(i) of title 10, United States Code; and an individual who was separated, discharged, or released from duty described in such section 987(i)(1), but only during the 365-day period beginning on the date of separation, discharge, or release; or a person, with respect to an individual described in clause (i), described in subparagraph (A), (D), (E), or
(I)of section 1072(2) of title 10, United States Code. A debt collector may not, in connection with the collection of any debt of a covered member— threaten to have the covered member reduced in rank; threaten to have the covered member’s security clearance revoked; or threaten to have the covered member prosecuted under chapter 47 of title 10, United States Code (the Uniform Code of Military Justice). . Section 808 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692f ) is amended by adding at the end the following: The representation to any covered member (as defined under section 805(e)(1)) that failure to cooperate with a debt collector will result in— a reduction in rank of the covered member; a revocation of the covered member’s security clearance; or prosecution under chapter 47 of title 10, United States Code (the Uniform Code of Military Justice). .
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Sec. 2
Enhanced protection against debt collector harassment of servicemembers
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