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Code · BILL · 116th Congress · H.R. 41 (Introduced in House) — To provide regulatory relief for Black and community banks, to codify the Minority Bank Deposit Program, and for othe... · Sec. 4

Sec. 4. GAO Studies

175 words·~1 min read·/bill/116/hr/41/ih/section-4

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The Comptroller General of the United States shall carry out a study on the award of the new markets tax credit by— surveying communities and specifically talking to Black banks, community banks, and CDFIs that wish to receive the tax credit about why they are not receiving the tax credit; determining where the tax credit money actually went and what it was used for; and to the extent possible, using a case study approach. The Comptroller General of the United States shall carry out a study on mortgage loans with a principal amount of $100,000 or less, including— who is making such loans currently; how communities are encouraging such loans; what changes could encourage banks and other persons to provide more such loans; and any statutory or regulatory changes that the Comptroller believes may be needed to encourage more such loans.
The Comptroller General of the United States shall carry out a study on blockchain technology and whether such technology could be used to increase investment by lower-income individuals in start-ups and other crowd-funded companies.
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