Sec. 106. Establishes right for victims of financial abuse to have adverse information associated with an abuser’s fraudulent activity removed from their consumer reports
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/bill/116/hr/3622/ih/section-106·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.), as amended by section 105, is further amended by inserting after section 605D the following new section: For a consumer who is the victim of intentionally abusive or harmful financial behavior, as determined by a court of competent jurisdiction including a family court, juvenile court, or other court with personal jurisdiction, that was conducted by a spouse, family or household member, caregiver, or person with whom such consumer had a dating relationship in a manner which resulted in the inclusion of an adverse item of information on the consumer report of the consumer, and the consumer did not participate in or consent to such behavior, the consumer may apply to a court of competent jurisdiction, including a family court, juvenile court, or other court with personal jurisdiction, for an order to require the removal of such adverse information from the consumer’s file maintained by any consumer reporting agency. .
The table of contents of the Fair Credit Reporting Act is amended by inserting after the item relating to section 605D the following new item: 605E. Financial abuse prevention. .
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Sec. 106
Establishes right for victims of financial abuse to have adverse information associated with an abuser’s fraudulent activity removed from their consumer reports
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