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Code · BILL · 116th Congress · H.R. 3167 (Reported in House) — To reform and reauthorize the National Flood Insurance Program, and for other purposes. · Sec. 302

Sec. 302. Multiple-loss properties

536 words·~2 min read·/bill/116/hr/3167/rh/section-302

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Section 1361 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4102 ) is amended by adding at the end the following new subsection: In making determinations regarding financial assistance under the authorities of this Act, the Administrator may consider the extent to which a community is working to remedy problems with addressing multiple-loss properties. . Subsection
(a)of section 1370 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4121 ) is amended— by redesignating paragraphs
(8)through
(15)as paragraphs
(11)through (18), respectively; and by striking paragraph
(7)and inserting the following new paragraphs: The term multiple-loss property means any property that is a repetitive-loss property, a severe repetitive-loss property, or an extreme repetitive-loss property. The term repetitive-loss property means a structure that has incurred flood-related damage for which 2 or more separate claims payments of any amount in excess of the loss-deductible for damage to the covered structure have been made under flood insurance coverage under this title. The term severe repetitive-loss property means a structure that has incurred flood-related damage for which— 4 or more separate claims payments have been made under flood insurance coverage under this title, with the amount of each such claim exceeding $5,000, and with the cumulative amount of such claims payments exceeding $20,000; or at least 2 separate claims payments have been made under flood insurance coverage under this title, with the cumulative amount of such claims payments exceeding the value of the structure. The term extreme repetitive-loss property means a structure that has incurred flood-related damage for which at least 2 separate claims have been made under flood insurance coverage under this title, with the cumulative amount of such claims payments exceeding 150 percent of the maximum coverage amount available for the structure. . The National Flood Insurance Act of 1968 is amended— in section 1304(b)(1)(A) ( 42 U.S.C. 4011(b)(1)(A) ), as amended by section 301 of this Act, by striking repetitive loss structures and inserting repetitive-loss properties ; in section 1307 ( 42 U.S.C. 4014 )— in subsection (a)(2)(B), by striking repetitive loss property and inserting repetitive-loss property ; in subsection (g)(2)(B), by striking clauses
(i)and
(ii)and inserting the following: an extreme repetitive-loss property; or a severe repetitive-loss property. ; by striking subsection (h); and by redesignating subsection (i), as added by the preceding provisions of this Act, as subsection (h); in section 1315(a)(2)(A)(i) ( 42 U.S.C. 4022(a)(2)(A)(i) ), by striking repetitive loss structure and inserting repetitive-loss property ; and in section 1366 ( 42 U.S.C. 4104c )— in subsection (a)(2), by striking repetitive loss structures and inserting repetitive-loss properties ; in subsection (c)(2)(A)(ii), by striking repetitive loss structures and inserting multiple-loss properties ; in subsection (d)— in paragraph (1)— in the paragraph heading, by striking and inserting repetitive loss structures ; and repetitive-loss and extreme repetitive loss properties in the matter preceding subparagraph (A), by striking repetitive loss structures and inserting repetitive-loss properties or extreme repetitive-loss properties ; and in paragraph (2)— in the paragraph heading, by striking and inserting Repetitive loss structures ; and Repetitive-loss properties by striking repetitive loss structures and inserting repetitive-loss properties ; and in subsection (h), by striking paragraphs
(2)and (3).
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