Sec. 1. Short title; table of contents
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This Act may be cited as the or the Helping Individuals Get a Higher Education while Reducing Education Debt Act . HIGHER ED Act The table of contents of this Act is as follows: Sec. 1. Short title; table of contents. Title I—Reinstatement of authority to make Federal Direct Stafford Loans to graduate and professional students; Discharging student loans in bankruptcy Sec. 101. Reinstatement of authority to make Federal Direct Stafford Loans to graduate and professional students.
Sec. 102. Discharge student loans in bankruptcy. Title II—Refinancing programs Sec. 201. Program authority. Sec. 202. Refinancing program. Sec. 203. Income-based repayment. Title III—Loan forgiveness Sec. 301. Loan forgiveness for adjunct faculty. Sec. 302. Amendments to the public service loan forgiveness program. Sec. 303. Transition to improved public service loan forgiveness program. Title IV—Income-driven repayment plans Sec. 401. Income-based repayment plan. Sec. 402. Termination of certain repayment plan options.
Sec. 403. Notification and automatic enrollment procedures. Sec. 404. Automatic recertification of income. Sec. 405. Study and procedures on determining family size. Sec. 406. Disclosure of tax return information to carry out certain higher education loan programs.