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Code · BILL · 115th Congress · S. 2155 (Reported in Senate) — To promote economic growth, provide tailored regulatory relief, and enhance consumer protections, and for other purpo... · Sec. 1

Sec. 1. Short title; table of contents

376 words·~2 min read·/bill/115/s/2155/rs/section-1·

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This Act may be cited as the . Economic Growth, Regulatory Relief, and Consumer Protection Act The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Definitions. TITLE I—Improving consumer access to mortgage credit Sec. 101. Minimum standards for residential mortgage loans. Sec. 102. Safeguarding access to habitat for humanity homes. Sec. 103. Exemption from appraisals of real property located in rural areas. Sec. 104. Home Mortgage Disclosure Act adjustment and study.
Sec. 105. Credit union residential loans. Sec. 106. Eliminating barriers to jobs for loan originators. Sec. 107. Protecting access to manufactured homes. Sec. 108. Property Assessed Clean Energy financing. Sec. 109. Escrow requirements relating to certain consumer credit transactions. Sec. 110. No wait for lower mortgage rates. TITLE II—Regulatory relief and protecting consumer access to credit Sec. 201. Capital simplification for qualifying community banks. Sec. 202. Limited exception for reciprocal deposits.
Sec. 203. Community bank relief. Sec. 204. Removing naming restrictions. Sec. 205. Short form call reports. Sec. 206. Option for Federal savings associations to operate as covered savings associations. Sec. 207. Small bank holding company policy statement. Sec. 208. Application of the Expedited Funds Availability Act. Sec. 209. Mutual holding company dividend waivers. Sec. 2 10 09 . Small public housing agencies. Sec. 21 1 0 . Examination cycle. Sec. 21 2 1 . National securities exchange regulatory parity.
Sec. 212. International insurance capital standards accountability. Sec. 213. Budget transparency for the NCUA. Sec. 214. Making online banking initiation legal and easy. TITLE III—Protections for veterans, consumers, and homeowners Sec. 301. Protecting consumers' credit. Sec. 302. Protecting veterans’ credit. Sec. 303. Immunity from suit for disclosure of financial exploitation of senior citizens. Sec. 304. Restoration of the Protecting Tenants at Foreclosure Act of 2009. Sec. 305.
Remediating lead and asbestos hazards. Sec. 306. Family self-sufficiency program. Sec. 307. Rehabilitation of qualified education loans. TITLE IV—Tailoring regulations for certain bank holding companies Sec. 401. Enhanced supervision and prudential standards for certain bank holding companies. Sec. 402. Supplementary leverage ratio for custodial banks. Sec. 403. Treatment of certain municipal obligations. TITLE V—Studies Sec. 501. Treasury report on risks of cyber threats. Sec. 502.
SEC study on algorithmic trading. Sec. 503. GAO report on consumer reporting agencies.
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