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Code · BILL · 115th Congress · S. 1313 (Introduced in Senate) — To reauthorize the National Flood Insurance Program, and for other purposes. · Sec. 203

Sec. 203. Flood risk disclosure

317 words·~1 min read·/bill/115/s/1313/is/section-203

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Not later than 2 years after the date of enactment of this Act, the Administrator shall promulgate regulations for the disclosure of flood risk hazards with respect to any residential or commercial property that is offered for sale or lease. The regulations promulgated under subsection
(a)shall require that, before a purchaser or lessee is obligated under any contract to purchase or lease a property, the seller or lessor, as applicable, shall— provide the purchaser or lessee with a flood risk information pamphlet produced by the Administrator; disclose to the purchaser or lessee the available flood risk profile of the property, including— information available to the seller or lessor regarding any past— flood damage to the property; or claim for loss with respect to the property under— the National Flood Insurance Program; or private flood insurance; information known to the seller or lessor regarding any designation of the property as— a repetitive loss structure; or a severe repetitive loss structure; any elevation certificate obtained with respect to the property that is available to the seller or lessor; and any requirement that the property be covered by flood insurance because the property owner, on the date on which the property is sold or leased, or a previous owner, obtained any form of disaster assistance under the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5121 et seq.); and establish a 10-day period (or a period of a different length of time if mutually agreed upon by the parties) during which the purchaser or lessor may review options for managing or mitigating flood risk with respect to the property. The regulations promulgated under subsection
(a)shall require that, when a seller or lessor has entered into a contract with an agent to sell or lease a unit of target housing, the agent shall, on behalf of the seller or lessor, ensure compliance with this section.
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Sec. 203
Flood risk disclosure
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