Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · BILL · 115th Congress · H.R. 4439 (Introduced in House) — To amend the Revised Statutes, the Bank Service Company Act, the Federal Deposit Insurance Act, and the Home Owners’... · Sec. 4

Sec. 4. Terms and conditions

407 words·~2 min read·/bill/115/hr/4439/ih/section-4

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Section 5197 of the Revised Statutes ( 12 U.S.C. 85 ) is amended by inserting the following after the first sentence: A loan, discount, note, bill of exchange, or other debt is made by an association, and subject to the preceding sentence, where the association is the party to which the debt is owed according to the terms of the loan, discount, note, bill of exchange, or other debt, regardless of any later assignment. The existence of a service or economic relationship between an association and another person shall not affect the application of this section to the rate of interest upon the loan or discount made, or the note, bill, or other evidence of debt or the identity of the association as the lender under the agreement. .
Subsection
(a)of section 27 of the Federal Deposit Insurance Act ( 12 U.S.C. 1831d(a) ) is amended by adding at the end the following: A loan, discount, note, bill of exchange, or other debt is made by a State bank or an insured branch of a foreign bank, and subject to the preceding sentence, where a State bank or an insured branch of a foreign bank is the party to which the debt is owed according to the terms of the loan, discount, note, bill of exchange or other debt, regardless of any later assignment. The existence of a service or economic relationship between a State bank or insured branch of a foreign bank and another person shall not affect the application of this subsection to the interest rate upon the loan or discount made, or upon the note, bill of exchange, or other evidence of debt or the identity of the State bank or insured branch of a foreign bank as the lender under the agreement. . Section 4(g)(1) of the Home Owners’ Loan Act ( 12 U.S.C. 1463(g)(1) ) is amended by adding at the end the following: An extension of credit is made by a savings association, and subject to the preceding sentence, where a savings association is the party to which the debt is owed according to the terms of the debt, regardless of any later assignment. The existence of a service or economic relationship between a savings association and another person shall not affect the application of this subsection to the interest rate upon the extension of credit or the identity of the savings association as the lender under the agreement. .
Connectionstraces to 3
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.