Sec. 2. Table of contents
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The table of contents for this Act is as follows: Sec. 1. Short title. Sec. 2. Table of contents. Sec. 3. Definitions. TITLE I—Reauthorization and affordability Sec. 101. Extension of National Flood Insurance Program. Sec. 102. Limitation on increases of premiums, surcharges, and mapping fees. Sec. 103. Means-tested mitigation and affordability assistance. Sec. 104. Coverage expansion. Sec. 105. Additional coverage for business interruption. TITLE II—Mitigation and mapping Sec. 201.
ICC expansion. Sec. 202. Flood mitigation assistance prioritization and authorization. Sec. 203. Predisaster hazard mitigation program authorization. Sec. 204. National Flood Mapping Program. Sec. 205. Reallocation of premium surcharges. Sec. 206. Multifamily mitigation. Sec. 207. Sense of Congress regarding flood mitigation activities. Sec. 208. New zone for levee-impacted areas. Sec. 209. Appeals regarding existing flood maps. TITLE III—Cost savings Sec. 301. Forbearance on NFIP interest payments.
Sec. 302. Cap on Write Your Own company compensation. Sec. 303. Taxpayer protection. Sec. 304. Vendor costs; transparency. TITLE IV—Claims process reform Sec. 401. Earth movement clarification. Sec. 402. Treatment of basements. Sec. 403. Mold damage clarification. Sec. 404. Appeal of decisions relating to flood insurance coverage. Sec. 405. Accountability for underpayments by Write Your Own companies. Sec. 406. Policyholder right to know. Sec. 407. Increasing statute of limitations for lawsuits.
Sec. 408. Attorney fee shifting. Sec. 409. DOJ defense against policyholder lawsuits. Sec. 410. Study on participation rates. Sec. 411. Federal Flood Insurance Advisory Committee. Sec. 412. Authority to terminate contractors and vendors. Sec. 413. Easing proof of loss requirements. Sec. 414. Elevation certificates. Sec. 415. Monthly installment payment for premiums. Sec. 416. Pilot program for pre-existing structural conditions. Sec. 417. Deadline for claim processing. Sec. 418.
Engineer oversight and certification. Sec. 419. Engineer reports. Sec. 420. Improved training of agents and adjusters. Sec. 421. Agent Advisory Council. Sec. 422. Efficient use of mitigation dollars. Sec. 423. Improved disclosure requirements. Sec. 424. Amendments to Financial Assistance/Subsidy Arrangement. Sec. 425. Technical and conforming amendments.