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Code · BILL · 115th Congress · H.R. 2396 (Reported in House) — To amend the Gramm-Leach-Bliley Act to update the exception for certain annual notices provided by financial institut... · Sec. 2

Sec. 2. Exception to annual notice requirement

251 words·~1 min read·/bill/115/hr/2396/rh/section-2

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Section 503 of the Gramm-Leach-Bliley Act ( 15 U.S.C. 6803 ) is amended by adding at the end the following: A financial institution that has not changed its policies and practices with regard to disclosing nonpublic personal information from the policies and practices that were disclosed in the most recent disclosure sent to consumers in accordance with this section shall not be required to provide an annual disclosure under this section if— the financial institution makes its current policy available to consumers on its website and via mail upon written request sent to a designated address identified for the purpose of requesting the policy or upon telephone request made using a toll free consumer service telephone number; and the financial institution conspicuously notifies consumers of the availability of the current policy, including— with respect to consumers who are entitled to a periodic billing statement, a message on or with each periodic billing statement; and with respect to consumers who are not entitled to a periodic billing statement, through other reasonable means such as on its website or with other written communication, including electronic communication, sent to the consumer.
If a financial institution maintains more than one set of policies described under paragraph
(1)that vary depending on the consumer’s account status or State of residence, the financial institution may comply with the website posting requirement in paragraph (1)(A) by posting all of such policies to the public section of the financial institution’s website, with instructions for choosing the applicable policy. .
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Sec. 2
Exception to annual notice requirement
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