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Code · BILL · 114th Congress · S. 495 (Introduced in Senate) — To revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation u... · Sec. 304

Sec. 304. No limit on private sector involvement; termination of authority

196 words·~1 min read·/bill/114/s/495/is/section-304·

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Nothing in this Act shall be construed as preventing the private sector from securitizing qualified residential mortgages, qualified multifamily mortgages, or other non-qualified residential single family or multifamily mortgages. The MFA shall encourage robust competition between the MFA and private issuers to facilitate the soonest possible privatization of the MFA. The authority granted to the MFA under this Act shall expire 10 years after the date of enactment of this Act, and the MFA shall be terminated on that date.
The MFA, in consultation with the Board of Directors, shall begin planning for such termination during the third year following the date of enactment of this Act. During the fifth year following the date of enactment of this Act, the MFA shall present to Congress a detailed plan for privatization of the MFA upon termination of its authority in accordance with subsection (b). To ensure the transfer to privatization, the MFA shall report to Congress on the implementation of the detailed plan for privatization submitted under paragraph (1)— annually through the seventh year following the date of enactment of this Act; and quarterly, beginning in the eighth year following the date of enactment of this Act.
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