Sec. 1. Short title; table of contents

450 words·~2 min read·/bill/114/s/2719/is/section-1

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

This Act may be cited as the . SCRA Enhancement and Improvement Act of 2016 The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I—Student protection and debt relief Sec. 101. Student protection and debt relief. Sec. 102. Expansion of protections concerning all debts of members of uniformed services to cover debt incurred during and after periods of military service. Sec. 103. Improvements concerning limitations on rates of interest on debts of members of uniformed services.

Sec. 104. Requirement that student loan servicers employ dedicated servicemember service representatives. Sec. 105. Timely processing by student loan servicers of requests submitted by servicemembers. Sec. 106. Requirements applicable to student loan applications. Sec. 107. Retention by loan servicers of copies and recordings of communications with members of uniformed services and veterans. Sec. 108. Online tool for evaluation of student loan servicers. Sec. 109. Assessment of student loan servicers.

Sec. 110. Definitions. TITLE II—Enhancement of rights under Servicemembers Civil Relief Act Sec. 201. Extended period of protection under installment contracts for purchase or lease. Sec. 202. Modification of period determining which actions are covered under stay of proceedings and adjustment of obligation protections concerning mortgages and trust deeds of members of uniformed services. Sec. 203. Prohibition on collection of penalties for early prepayment of mortgage. Sec. 204.

Protections for members of uniformed services regarding professional licenses. Sec. 205. Expansion of protections for members of uniformed services regarding taxes respecting real property occupied by businesses owned by such members. Sec. 206. Prohibition on denial of credit because of eligibility for protection. Sec. 207. Termination of television and Internet service contracts. Sec. 208. Guarantee of residency of dependents of members of uniformed services. TITLE III—Improvements to Servicemembers Civil Relief Act Sec. 301.

Improved protection of members of uniformed services against default judgments. Sec. 302. Modification of period in which a waiver of a right pursuant to a written agreement may be made under Servicemembers Civil Relief Act. Sec. 303. Clarification regarding application of enforcement authority of Attorney General and private right of action under Servicemembers Civil Relief Act. Sec. 304. Expansion of protections relating to mortgages to include obligations on real or personal property for which a servicemember is personally liable as a guarantor or co-maker.

TITLE IV—Enforcement of rights under Servicemembers Civil Relief Act Sec. 401. Election of arbitration to resolve controversies under Servicemembers Civil Relief Act. Sec. 402. Issuance and service of civil investigative demands by Attorney General under Servicemembers Civil Relief Act. Sec. 403. Increase in civil penalties for violation of Servicemembers Civil Relief Act. TITLE V—Other matters Sec. 501. Transfer of definitions of military orders and continental United States.

Sec. 502. Clerical amendments.