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Code · BILL · 114th Congress · S. 1816 (Introduced in Senate) — To provide relief to community banks, to promote access to capital for community banks, and for other purposes. · Sec. 2

Sec. 2. Basel III exemption for community banks

166 words·~1 min read·/bill/114/s/1816/is/section-2·

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In this section, the term community bank means an insured depository institution, as defined in section 3(c) of the Federal Deposit Insurance Act ( 12 U.S.C. 1813(c) ), with consolidated assets of not greater than $50,000,000,000. Not later than 3 months after the date of enactment of this Act, the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation shall each promulgate a regulation exempting community banks from any regulation issued to implement Basel III:
A global regulatory framework for more resilient banks and banking systems , as issued by the Basel Committee on Banking Supervision on December 16, 2010 and revised on June 1, 2011. The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation shall make the revisions to capital requirements as the Comptroller, the Board, and the Corporation, respectively, determine are necessary or appropriate in light of the regulations required under subsection (b).
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Sec. 2
Basel III exemption for community banks
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