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Code · BILL · 114th Congress · S. 1470 (Reported in Senate) — To amend the Small Business Act to provide additional assistance to small business concerns for disaster recovery, an... · Sec. 108

Sec. 108. Recovery opportunity loans

335 words·~2 min read·/bill/114/s/1470/rs/section-108·

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Section 7(a)(31) of the Small Business Act ( 15 U.S.C. 636(a)(31) ) is amended— in subparagraph (A)— by redesignating clauses (i), (ii), and
(iii)as clauses (ii), (iii), and (iv), respectively; and by inserting before clause (ii), as so redesignated, the following: The term disaster area means the area for which the President has declared a major disaster, during the 5-year period beginning on the date of the declaration. ; by adding at the end the following: The Administrator may guarantee an express loan to a small business concern located in a disaster area in accordance with this subparagraph. For a loan guaranteed under clause (i)— the maximum loan amount is $150,000; and the guarantee rate shall be not more than 85 percent. A loan guaranteed under clause
(i)shall not be counted in determining the amount of loans made to a borrower for purposes of subparagraph (D). A loan guaranteed under clause
(i)may be used to refinance existing debt arising from the applicable major disaster, subject to section 120.201 of title 13, Code of Federal Regulations, or any successor thereto. A small business concern receiving a loan guaranteed under clause
(i)shall certify that the small business concern was in operation on the date on which the applicable major disaster occurred as a condition of receiving the loan. A loan guaranteed under clause
(i)may only be made to a small business concern that demonstrates, to the satisfaction of the Administrator, sufficient capacity to repay the loan. Not later than 90 days after the date on which the Administrator receives notice of a default on a loan guaranteed under clause (i), the Administrator shall determine whether to pay the guaranteed portion of the loan. Unless there is a fraud relating to a loan guaranteed under clause (i), on and after the date that is 6 months after the date on which the Administrator determines to pay the guaranteed portion of the loan, the Administrator may not attempt to recapture the paid guarantee. .
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Sec. 108
Recovery opportunity loans
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