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Code · BILL · 114th Congress · H.R. 3947 (Introduced in House) — To amend the Higher Education Act of 1965 and the Truth in Lending Act to clarify the application of prepayment and u... · Sec. 3

Sec. 3. Application of prepayment and underpayment amounts for Perkins Loans

279 words·~1 min read·/bill/114/hr/3947/ih/section-3·

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Section 464(c)(1)(C) of the Higher Education Act of 1965 ( 20 U.S.C. 1087dd(c)(1)(C) ) is amended— by striking and at the end of clause (i); and by adding at the end the following: shall provide that the institution shall, in the case of a borrower who provides the institution with a prepayment amount (within the meaning of section 682.209(b) of title 34, Code of Federal Regulations, or a successor regulation) for one or more of the loans held by the institution, apply such prepayment amount— first toward any outstanding balance of fees, including collection costs and authorized late charges, due on such loans; and then, except as otherwise requested by the borrower in writing, toward the outstanding balance of principal due on the loan with the highest applicable rate of interest among such loans; and shall provide that the institution shall apply any payment made by the borrower which is less than the amount due for a repayment period for one or more of the loans held by the institution— first toward any outstanding balance of fees, including collection costs and authorized late charges, due on such loans; and then, except as otherwise requested by the borrower in writing, toward the balance of the loan with the smallest balance of principal and interest among such loans; .
Section 463(a) of such Act ( 20 U.S.C. 1087cc(a) ) is amended— by striking and at the end of paragraph (8); by redesignating paragraph
(9)as paragraph (10); and by inserting after paragraph
(8)the following new paragraph: provide assurances that the institution will meet the requirements with respect to the application of prepayment and underpayment amounts under section 464(c)(1)(C); and .
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Sec. 3
Application of prepayment and underpayment amounts for Perkins Loans
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