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Code · BILL · 113th Congress · S. 727 (Introduced in Senate) — To improve the examination of depository institutions, and for other purposes. · Sec. 4

Sec. 4. Examination Ombudsman

392 words·~2 min read·/bill/113/s/727/is/section-4

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The Federal Financial Institutions Examination Council Act of 1978 ( 12 U.S.C. 3301 et seq. ), as amended by this Act, is amended by adding at the end the following: There is established in the Council an Office of Examination Ombudsman. There is established the position of the Ombudsman, who shall serve as the head of the Office of Examination Ombudsman, and who shall be hired separately by the Council and shall be independent from any member agency of the Council. The Ombudsman is authorized to hire staff to support the activities of the Office of Examination Ombudsman.
The Ombudsman shall— receive and, at the Ombudsman’s discretion, investigate complaints from financial institutions, their representatives, or another entity acting on behalf of such institutions, concerning examinations, examination practices, or examination reports; hold meetings, at least once every three months and in locations designed to encourage participation from all sections of the United States, with financial institutions, their representatives, or another entity acting on behalf of such institutions, to discuss examination procedures, examination practices, or examination policies; review examination procedures of the Federal financial institutions regulatory agencies to ensure that the written examination policies of those agencies are being followed in practice and adhere to the standards for consistency established by the Council; conduct a continuing and regular program of examination quality assurance for all examination types conducted by the Federal financial institutions regulatory agencies; process any supervisory appeal initiated under section 1015 or section 309(e) of the Riegle Community Development and Regulatory Improvement Act of 1994; and report annually to the Committee on Financial Services of the House of Representatives, the Committee on Banking, Housing, and Urban Affairs of the Senate, and the Council, on the reviews carried out pursuant to paragraphs
(3)and (4), including compliance with the requirements set forth in section 1012 regarding timeliness of examination reports, and the Council’s recommendations for improvements in examination procedures, practices, and policies. The Ombudsman shall keep confidential all meetings, discussions, and information provided by financial institutions. . Section 1003 of the Federal Financial Institutions Examination Council Act of 1978 ( 12 U.S.C. 3302 ) is amended— in paragraph (2), by striking and at the end; in paragraph (3), by adding and at the end; and by adding at the end the following: the term Ombudsman means the Ombudsman established under section 1014. .
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Sec. 4
Examination Ombudsman
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