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Code · BILL · 113th Congress · S. 677 (Introduced in Senate) — To amend the Federal Crop Insurance Act to extend and improve the crop insurance program, and for other purposes. · Sec. 11

Sec. 11. Stacked income protection plan for producers of upland cotton

696 words·~3 min read·/bill/113/s/677/is/section-11

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The Federal Crop Insurance Act is amended by inserting after section 508A ( 7 U.S.C. 1508a ) the following: Beginning not later than the 2014 crop of upland cotton, if practicable, the Corporation shall make available to producers of maximum eligible acres of upland cotton an additional policy (to be known as the Stacked Income Protection Plan ), which shall provide coverage consistent with the Group Risk Income Protection Plan (and the associated Harvest Revenue Option Endorsement) offered by the Corporation for the 2012 crop year.
The Corporation may modify the Stacked Income Protection Plan on a program-wide basis, except that the Stacked Income Protection Plan shall comply with the following requirements: Provide coverage for revenue loss of not more than 30 percent of expected county revenue, specified in increments of 5 percent. The deductible is the minimum percent of revenue loss at which indemnities are triggered under the plan, not to be less than 10 percent of the expected county revenue. Once the deductible is met, any losses in excess of the deductible will be paid up to the coverage selected by the producer.
Be offered to producers of upland cotton in all counties with upland cotton production— at a county-wide level to the fullest extent practicable; or in counties that lack sufficient data, on the basis of such larger geographical area as the Corporation determines to provide sufficient data for purposes of providing the coverage. Be purchased in addition to any other individual or area coverage in effect on the producer’s acreage or as a stand-alone policy, except that if a producer has an individual or area coverage for the same acreage, the maximum coverage available under the Stacked Income Protection Plan shall not exceed the deductible for the individual or area coverage.
Establish coverage based on— an expected price that is the expected price established under existing Group Risk Income Protection or area-wide policy offered by the Corporation for the applicable county (or area) and crop year; and an expected county yield that is the higher of— the expected county yield established for the existing area-wide plans offered by the Corporation for the applicable county (or area) and crop year (or, in geographic areas where area-wide plans are not offered, an expected yield determined in a manner consistent with those of area-wide plans); or the average of the applicable yield data for the county (or area) for the most recent 5 years, excluding the highest and lowest observations, from the Risk Management Agency or the National Agricultural Statistics, or both; or if sufficient county data is not available, such other data considered appropriate by the Secretary.
Use a multiplier factor to establish maximum protection per acre (referred to as a protection factor ) of not more than 120 percent. Pay an indemnity based on the amount that the expected county revenue exceeds the actual county revenue, as applied to the individual coverage of the producer. Indemnities under the Stacked Income Protection Plan shall not include or overlap the amount of the deductible selected under paragraph (1). To the maximum extent practicable, in all counties for which data are available, establish separate coverage for irrigated and nonirrigated practices.
Notwithstanding section 508(d), include a premium that— is sufficient to cover anticipated losses and a reasonable reserve; and includes an amount for operating and administrative expenses established in accordance with section 508(k)(4)(F). Except as provided in paragraph (2), the Stacked Income Protection Plan is in addition to all other coverages available to producers of upland cotton. Acreage of upland cotton insured under the supplemental coverage option described in section 508(c)(4)(C) shall not be eligible for the Stacked Income Protection Plan.
Subject to section 508(e)(4), the amount of premium paid by the Corporation for all qualifying coverage levels of the Stacked Income Protection Plan shall be— 80 percent of the amount of the premium established under subsection (b)(8)(A) for the coverage level selected; and the amount determined under subsection (b)(8)(B) to cover administrative and operating expenses. . Section 508(k)(4)(F) of the Federal Crop Insurance Act ( 7 U.S.C. 1508(k)(4)(F) ) (as amended by section 3(d)) is amended by inserting or under section 508B after subsection (c)(4)(C) .
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Sec. 11
Stacked income protection plan for producers of upland cotton
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