Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · BILL · 113th Congress · S. 440 (Introduced in Senate) — To amend the Higher Education Act of 1965 to provide for loan forgiveness for early childhood educators, and for othe... · Sec. 3

Sec. 3. Expanding Federal Direct Loan cancellation program to early childhood educators

368 words·~2 min read·/bill/113/s/440/is/section-3

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Section 460 of the Higher Education Act of 1965 (20 U.S.C. 1087j) is amended— in the section heading, by inserting before early childhood educators and elementary and secondary school ; teachers by striking subsection
(b)and inserting the following: The Secretary shall carry out a program of canceling the obligation to repay a qualified loan amount in accordance with subsection
(c)for Federal Direct Stafford Loans and Federal Direct Unsubsidized Stafford Loans made under this part for any borrower who— is a new borrower on or after October 1, 1998 and has been employed as a full-time teacher for 5 consecutive complete school years— in a school or location that qualifies under section 465(a)(2)(A) for loan cancellation for Perkins loan recipients who teach in such schools or locations; and if employed as an elementary school or secondary school teacher, is highly qualified as defined in section 9101 of the Elementary Secondary Education Act of 1965, or meets the requirements of subsection (g)(3); or has been employed as a full-time early childhood educator at an early childhood program for 5 consecutive complete school years or a comparable period, as determined by the Secretary; and obtained an associate degree or baccalaureate degree in early childhood education from an institution of higher education prior to the beginning of the period described in clause (i); and is not in default on a loan for which the borrower seeks forgiveness. ; by striking paragraph
(1)of subsection
(c)and inserting the following: Of the loan obligation on a Federal Direct Stafford Loan or a Federal Direct Unsubsidized Stafford Loan that is outstanding after the completion of the fifth complete school year of teaching described in subsection (b)(1) or comparable period (in accordance with subsection (b)(1)(B)(i)), the Secretary shall cancel not more than— $5,000 in the aggregate for a borrower described in subsection (b)(1)(A), except as provided in paragraph (3); and $25,000 in the aggregate for a borrower described in subsection (b)(1)(B). No borrower may receive a reduction of loan obligations under both this section and section 428J. ; and in subsection (g)— in paragraph (1)(A), by striking (b)(1)(A) and inserting (b)(1)(A)(i) ; and in paragraph (3), by striking (b)(1)(B) and inserting (b)(1)(A)(ii) .
Connectionstraces to 1
Traces to 1 document
Citation graph
cites case law
Sec. 3
Expanding Federal Direct Loan cancellation program to early childhood educators
Cites 1Cited by 0 across 0 sources
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.