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Code · BILL · 113th Congress · S. 2224 (Introduced in Senate) — To enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credi... · Sec. 2

Sec. 2. Legal recourse for consumers

266 words·~1 min read·/bill/113/s/2224/is/section-2

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) is amended— in section 616— in subsection (a), by striking
(a)and inserting In general .—
(a); Damages .— by redesignating subsections
(c)and
(d)as subsections
(d)and (e), respectively; and by inserting after subsection
(b)the following: In addition to any other remedy set forth in this section, a court may award injunctive relief to require compliance with the requirements imposed under this title with respect to any consumer. In the event of any successful action for injunctive relief under this subsection, the court may award to the prevailing party costs and reasonable attorney fees (as determined by the court) incurred during the action by such party. ; and in section 617— in subsection (a), by striking
(a)and inserting In general .—
(a); Damages .— by redesignating subsection
(b)as subsection (c); and by inserting after subsection
(a)the following: In addition to any other remedy set forth in this section, a court may award injunctive relief to require compliance with the requirements imposed under this title with respect to any consumer. In the event of any successful action for injunctive relief under this subsection, the court may award to the prevailing party costs and reasonable attorney fees (as determined by the court) incurred during the action by such party. . Section 621(a)(2)(A) of the Fair Credit Reporting Act ( 15 U.S.C. 1681s(a)(2)(A) ) is amended— by striking
(A)and inserting Knowing violations.—
(A); and Negligent, willful, or knowing violations.— by inserting negligent, willful, or before knowing .
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Sec. 2
Legal recourse for consumers
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