Sec. 1. Short title; table of contents
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This Act may be cited as the . SCRA Enhancement and Improvement Act of 2013 The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I—Enhancement of rights under Servicemembers Civil Relief Act Sec. 101. Extended period of protection under installment contracts for purchase or lease. Sec. 102. Modification of period determining which actions are covered under stay of proceedings and adjustment of obligation protections concerning mortgages and trust deeds of members of uniformed services.
Sec. 103. Prohibition on collection of penalties for early prepayment of mortgage. Sec. 104. Protections for members of uniformed services regarding professional licenses. Sec. 105. Expansion of protections for members of uniformed services regarding taxes respecting real property occupied by businesses owned by such members. Sec. 106. Prohibition on denial of credit because of eligibility for protection. TITLE II—Improvements to Servicemembers Civil Relief Act Sec. 201. Improved protection of members of uniformed services against default judgments.
Sec. 202. Modification of period in which a waiver of a right pursuant to a written agreement may be made under Servicemembers Civil Relief Act. Sec. 203. Clarification regarding application of enforcement authority of Attorney General and private right of action under Servicemembers Civil Relief Act. Sec. 204. Expansion of protections relating to mortgages to include obligations on real or personal property for which a servicemember is personally liable as a guarantor or co-maker.
TITLE III—Enforcement of rights under Servicemembers Civil Relief Act Sec. 301. Election of arbitration to resolve controversies under Servicemembers Civil Relief Act. Sec. 302. Issuance and service of civil investigative demands by Attorney General under Servicemembers Civil Relief Act. Sec. 303. Increase in civil penalties for violation of Servicemembers Civil Relief Act. TITLE IV—Other matters Sec. 401. Clerical amendments.