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Code · BILL · 113th Congress · H.R. 5148 (Introduced in House) — To amend the Truth in Lending Act to exempt certain higher-risk mortgages from property appraisal requirements and to... · Sec. 4

Sec. 4. Exemption from appraisal standard requirements for lower-cost dwellings

135 words·~1 min read·/bill/113/hr/5148/ih/section-4

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Section 1110 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (12 U.S.C. 3339) is amended— by striking Each Federal financial institutions regulatory agency and inserting the following: Each Federal financial institutions regulatory agency ; by striking Each such agency or instrumentality and inserting the following: Each such agency or instrumentality described under subsection
(a); and by adding at the end the following new subsection: Standards prescribed under this section shall not apply to a real estate appraisal or evaluation conducted in connection with a higher-risk mortgage loan (as defined in section 129H(f) of the Truth in Lending Act ( 15 U.S.C. 1639h(f) )) of $250,000 or less if such loan appears on the balance sheet of the creditor of such loan for a period of not less than 3 years. .
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Sec. 4
Exemption from appraisal standard requirements for lower-cost dwellings
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