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Code · BILL · 113th Congress · H.R. 5004 (Introduced in House) — To improve the energy efficiency of multifamily housing in the United States, and for other purposes. · Sec. 2

Sec. 2. Study of relationship between energy savings improvements and mortgage performance

280 words·~1 min read·/bill/113/hr/5004/ih/section-2

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Not later than 90 days after the date of the enactment of this Act, the Secretary of Housing and Urban Development, in coordination with the Director of the Federal Housing Finance Agency and in consultation with the Secretary of Energy, shall commence a study to analyze the relationship between energy savings improvements to homes and buildings, utility and energy expenses, and mortgage performance, which shall include an analysis of— the likely increase in value of homes or buildings from energy savings improvements; the effect of energy savings improvements on mortgage default rates; and the risks of financing energy savings improvements through property assessments and the risks associated with providing energy efficiency products with senior liens on buildings or homes.
In conducting the study required under subsection (a), the Secretary shall ensure that data shared with any third-party or published does not contain any personally identifiable information. Not later than one year after the date of the enactment of this Act, the Secretary of Housing and Urban Development shall— publish the results of the study required under subsection
(a)on the publicly available website of the Department of Housing and Urban Development; and submit a report regarding the results of the study required under subsection
(a)to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate. Not later than 12 months after the completion of the study required by subsection (a), the Secretary and the Director of the Federal Housing Finance Agency shall evaluate departmental procedures and policies to assess if they accurately reflect the energy expenses and benefits of energy savings improvements for homeowners and building owners.
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