Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · BILL · 113th Congress · H.R. 4984 (Engrossed in House) — To amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes. · Sec. 4

Sec. 4. Online counseling tools

306 words·~1 min read·/bill/113/hr/4984/eh/section-4

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Section 485 of the Higher Education Act of 1965 ( 20 U.S.C. 1092 ) is further amended by adding at the end the following: Beginning not later than 1 year after the date of enactment of the Empowering Students Through Enhanced Financial Counseling Act , the Secretary shall maintain— an online counseling tool that provides the exit counseling required under subsection
(b)and meets the applicable requirements of this subsection; and an online counseling tool that provides the annual counseling required under subsection
(l)and meets the applicable requirements of this subsection. In maintaining the online counseling tools described in paragraph (1), the Secretary shall ensure that each such tool is— consumer tested, in consultation with other relevant Federal agencies, to ensure that the tool is effective in helping individuals understand their rights and obligations with respect to borrowing a loan made under part D or receiving a Federal Pell Grant; understandable to students receiving Federal Pell Grants and borrowers of loans made under part D; and freely available to all eligible institutions. The Secretary shall— use each online counseling tool described in paragraph
(1)to keep a record of which individuals have received counseling using the tool, and notify the applicable institutions of the individual’s completion of such counseling; in the case of a borrower who receives annual counseling for a loan made under part D using the tool described in paragraph (1)(B), notify the borrower by when the borrower should accept, in a manner described in section 485(l)(6), the loan for which the borrower has received such counseling; and in the case of a borrower described in subsection (b)(1)(B) at an institution that uses the online counseling tool described in paragraph (1)(A) of this subsection, the Secretary shall attempt to provide the information described in subsection (b)(1)(A) to the borrower through such tool. .
Connectionstraces to 1
Citation graph
cites case law
Sec. 4
Online counseling tools
Cites 1Cited by 0 across 0 sources
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.