Sec. 2. Permitting health insurance issuers to offer qualified health plans with alternative health benefits so individuals can opt out of minimum essential health benefits
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Section 1301 of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18021 ) is amended— in subsection (a)(1)(B), by inserting subject to paragraph (3), after
(B); and by adding at the end the following new paragraph: Notwithstanding subsection (a)(1)(B) or any other provision of this Act, a health insurance issuer may offer, both through an Exchange and outside of an Exchange, health insurance coverage that— provides the essential health benefits package described in subsection
(a)of section 1302, other than the minimum benefits required under subsection
(b)of such section and the level of coverage required under subsection
(c)of such section; and meets such Federal and State benefit requirements as otherwise applied as of October 1, 2013, in the State in which the coverage is offered. Except as provided in paragraph (2), health insurance coverage that is offered under paragraph
(1)shall be treated as a qualified health plan for purposes of this Act (and the amendments made by this Act), including constituting minimum essential coverage for purposes of section 5000A(f)(1) of the Internal Revenue Code of 1986. Such health insurance coverage shall not— be treated as a qualified health plan for purposes of applying section 36B of the Internal Revenue Code of 1986 and section 1402 of this Act; and be treated as a bronze, silver, gold, or platinum plan or be taken into account in applying section 36B(b)(3)(B) of such Code. . The amendments made by subsection
(a)shall be effective as if included in the enactment of the Patient Protection and Affordable Care Act.
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Sec. 2
Permitting health insurance issuers to offer qualified health plans with alternative health benefits so individuals can opt out of minimum essential health benefits
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