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Code · BILL · 113th Congress · H.R. 3211 (Engrossed in House) — To amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a m... · Sec. 2

Sec. 2. Definition of points and fees

203 words·~1 min read·/bill/113/hr/3211/eh/section-2

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TILA Section 103(bb)(4) of the Truth in Lending Act ( 15 U.S.C. 1602(bb)(4) ) is amended— by striking and inserting paragraph (1)(B) ; paragraph (1)(A) and section 129C in subparagraph (C)— by inserting after and insurance ; taxes in clause (ii), by inserting after , except as retained by a creditor or its affiliate as a result of their participation in an affiliated business arrangement (as defined in section 2(7) of the Real Estate Settlement Procedures Act of 1974 ( 12 U.S.C. 2602(7) ) ; and compensation by striking clause
(iii)and inserting the following: the charge is— a bona fide third-party charge not retained by the mortgage originator, creditor, or an affiliate of the creditor or mortgage originator; or a charge set forth in section 106(e)(1); ; and in subparagraph (D)— by striking ; and accident, by striking and inserting or any payments . and any payments C of TILA Section 129C of the Truth in Lending Act ( 15 U.S.C. 1639c ) is amended— in subsection (a)(5)(C), by striking and all that follows through 103 and inserting or mortgage originator ; and 103(bb)(4) in subsection (b)(2)(C)(i), by striking and all that follows through 103 and inserting or mortgage originator) . 103(bb)(4)
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Sec. 2
Definition of points and fees
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