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Code · Arizona · Title 6 — Banks and Financial Institutions

6-846.04. Deviations in escrow rates; civil penalty

223 words·~1 min read·/az/title-6/6-846-04

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

A. An escrow agent may not deviate from his escrow rates that are in effect pursuant to section 6-846.01.
B. If the deputy director finds that an escrow rate has been charged that deviates from the escrow rate in effect pursuant to section 6-846.01, the escrow agent may be subject to a penalty that is equal to the difference between the rate charged and the allowable rate in effect pursuant to section 6-846.01.
C. If the deputy director finds that an escrow agent knowingly or with such frequency as to indicate a general business practice violated subsection A of this section with respect to a particular provision of the applicable escrow rate, the deputy director, in addition to the penalty imposed under subsection B of this section, may:
1. For each violation, impose an additional penalty of not more than two times the penalty imposed under subsection B of this section.
2. Revoke the escrow agent's license.
D. In addition to penalties imposed under subsection B or C of this section, the deputy director may impose civil penalties pursuant to section 6-132 if the deputy director finds that an escrow agent knowingly violated subsection A of this section with respect to a particular provision of the applicable escrow rate by charging rates that are greater than the rates allowable pursuant to section 6-846.01.
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