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Code · Arizona · Title 44 — State Government

44-6801. Definitions

296 words·~1 min read·/az/title-44/44-6801

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

In this chapter, unless the context otherwise requires:
1. "Advertisement" means a commercial message in any medium that solicits a consumer to enter into a rental-purchase agreement.
2. "Cash price" means the price at which the lessor would have sold the property to the consumer for cash on the date of the rental-purchase agreement.
3. "Consumer" means an individual who rents personal property under a rental-purchase agreement to be used primarily for personal, family or household purposes.
4. "Consummation" means the date on which a consumer becomes contractually obligated under a rental-purchase agreement or on the date the first payment is made, whichever is earlier.
5. "Cost of rental" means the difference between the total of all periodic payments necessary to acquire ownership under the rental-purchase agreement and the cash price of the rental property that is subject to the rental-purchase agreement.
6. "Fee" means any charge, fee, cost or expense, however denominated, other than a rental payment.
7. "Lessor" means a person that, in the ordinary course of business, regularly leases, offers to lease or arranges for the leasing of property under a rental-purchase agreement.
8. "Rental-purchase agreement" means an agreement that is for the use of personal property by an individual for personal, family or household purposes, that is for an initial period of four months or less, that is automatically renewable with each payment after the initial period and that allows the consumer to become the owner of the property but that does not obligate or require the consumer to continue leasing or using the property beyond the initial period.
9. "Rental-purchase property" means personal property that is owned by the lessor at the time it is physically displayed and offered for rental-purchase to the consumer and before execution of a rental-purchase agreement.
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