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Code · Virginia · Title 38.2 · Chapter 52

Code of Virginia § 38.2-5210. Nonforfeiture benefit.

105 words·~1 min read·/va/title-38-2/chapter-52/38-2-5210

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A long-term care insurance policy or certificate shall not be delivered or issued for delivery in this Commonwealth unless the policyholder or certificateholder has been offered the option of purchasing a policy including a nonforfeiture benefit, as provided in regulations promulgated by the Commission. The offer of a nonforfeiture benefit may be in the form of a rider that is attached to the policy or certificate. If the policyholder or certificateholder declines the nonforfeiture benefit, the insurer shall provide a contingent benefit upon lapse that shall be available for a specified period of time following a substantial increase in premium rates.
2000, c. 559 .
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