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Code · Utah · Title 31A — Insurance Code · Chapter 22

31A-22-514. Incontestability.

160 words·~1 min read·/ut/title-31a/chapter-22/31a-22-514

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Effective 5/7/2025
31A-22-514. Incontestability.
(1)A group life insurance policy shall contain a provision that the validity of the policy may not be contested, except for nonpayment of premiums, after the policy has been in force for two years from its date of issue.
(2)The provision described in Subsection
(1)shall state that no statement made by a person insured under the policy relating to the person's insurability may be used:
(a)in contesting the validity of the insurance with respect to which the statement was made after the insurance has been in force, prior to the contest, for a period of two years during the person's lifetime; or
(b)unless the statement is in writing and signed by the person.
(3)Nothing in this section precludes the assertion of defenses based upon provisions in the policy which relate to eligibility for coverage.
Amended by Chapter 175 , 2025 General Session
Amended by Chapter 302 , 2025 General Session
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