13-45-205. Changes to information in a credit report subject to a security freeze.
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13-45-205. Changes to information in a credit report subject to a security freeze.
(1)If a credit report is subject to a security freeze, a consumer reporting agency shall notify the consumer who is the subject of the credit report within 30 days if the consumer reporting agency changes the consumer's:
(a)name;
(b)date of birth;
(c)Social Security number; or
(d)address.
(a)Notwithstanding Subsection
(1), a consumer reporting agency may make technical modifications to information in a credit report that is subject to a security freeze without providing notification to the consumer.
(b)Technical modifications under Subsection (2)(a) include:
(i)the addition or subtraction of abbreviations to names and addresses; and
(ii)transpositions or corrections of incorrect numbering or spelling.
(3)When providing notice of a change of address under Subsection
(1), the consumer reporting agency shall provide notice to the consumer at both the new address and the former address.
Enacted by Chapter 344 , 2006 General Session