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Code · BILL · 119th Congress · H.R. 8045 (Introduced in House) — To amend the Higher Education Act of 1965 to eliminate interest on student loans, establish the Education Affordabili... · Sec. 201

Sec. 201. Applicable rates of interest for loans made on or after July 1, 2026

165 words·~1 min read·/bill/119/hr/8045/ih/section-201

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Section 455(b)(8) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(b)(8) ) is amended— in the paragraph heading, by inserting after and before July 1, 2026 ; July 1, 2013 in subparagraph (A), by inserting and before July 1, 2026 after July 1, 2013 ; in subparagraph (B), by inserting and before July 1, 2026 after July 1, 2013 ; in subparagraph (C), by inserting and before July 1, 2026 after July 1, 2013 ; in subparagraph (D), by inserting and before July 1, 2026 after July 1, 2013 ; by redesignating subparagraph
(F)as subparagraph (G); and by inserting after subparagraph
(E)the following: Notwithstanding the preceding subparagraphs of this paragraph, for Federal Direct Unsubsidized Stafford Loans, Federal Direct PLUS Loans, and Federal Direct Consolidation Loans for which the first disbursement is made, or the application is received, on or after July 1, 2026, the applicable rate of interest shall be 0 percent on the unpaid principal balance of the loan. .
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Sec. 201
Applicable rates of interest for loans made on or after July 1, 2026
U.S.C.§ 1087e
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