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Code · BILL · 119th Congress · H.R. 6955 (Reported in House) — To make improvements to the Federal banking laws, and for other purposes. · Sec. 102

Sec. 102. New Bank Application Numbers Knowledge

597 words·~3 min read·/bill/119/hr/6955/rh/section-102

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The Comptroller of the Currency shall publish an annual report that includes the following, or with respect to any equivalent procedure used by the Office of the Comptroller of the Currency includes the following: The number of applications for a national bank or Federal savings association charter received, approved on a preliminary basis, approved on a final basis, denied, withdrawn, inactive, expired, mooted, returned, returned pending resubmission, or otherwise dispositioned.
The mean and median times for preliminary approval of such applications. The mean and median times for final approval of such applications. To the extent practicable, common reasons leading to the denial, withdrawal, or expiration of preliminary approval of such applications. The National Credit Union Administration shall publish an annual report that includes the following, or with respect to any equivalent procedure used by the Board includes the following: The number of Federal credit union charter applications received, approved on a final basis, denied, withdrawn, inactive, or returned pending resubmission.
The mean and median times for final approval of such applications. To the extent practicable, common reasons leading to application denial, withdrawal, inactivity, or to applications being returned for resubmission. The Board of Governors of the Federal Reserve System shall publish an annual report that includes the following, or with respect to any equivalent procedure used by the Board of Governors includes the following: The number of applications to become a top-tier depository institution holding company received, approved on a preliminary basis, approved on a final basis, denied, withdrawn, inactive, expired, mooted, returned, returned pending resubmission, or otherwise dispositioned.
The mean and median times to approve such applications. To the extent practicable, common reasons leading to denial or withdrawal of such applications. In this subsection, the term top-tier depository institution holding company means a depository institution holding company (as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 )) that is not controlled by any other depository institution holding company. The Federal Deposit Insurance Corporation shall publish an annual report that includes the following, or with respect to any equivalent procedure used by the Corporation includes the following:
The number of applications for deposit insurance received, approved on a preliminary basis, approved on a final basis, denied, withdrawn, inactive, expired, mooted, returned, returned pending resubmission, or otherwise dispositioned. The mean and median times to approve such applications. To the extent practicable, common reasons leading to denial or withdrawal of such applications. The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the National Credit Union Administration Board shall, jointly, and in consultation with State banking regulators and State credit union regulators, publish an annual report that includes the following, or with respect to any equivalent procedure used by such agencies includes the following:
The number of applications for a State depository institution charter received, approved on a preliminary basis, approved on a final basis, denied, withdrawn, inactive, expired, mooted, returned, returned pending resubmission, or otherwise dispositioned. The mean and median times to approve such applications, with times for each State shown separately. To the extent practicable, common reasons leading to denial or withdrawal of such applications. In this subsection: The term State means any State of the United States, the District of Columbia, and any territory of the United States.
The term State depository institution means— a State depository institution, as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); and a State credit union, as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ).
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Sec. 102
New Bank Application Numbers Knowledge
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