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Code · BILL · 119th Congress · H.R. 4544 (Introduced in House) — To direct certain Federal banking and credit union agencies to promote the formation of de novo regulated institution... · Sec. 2

Sec. 2. Streamlining application process and review of capital raising by de novo regulated institutions

187 words·~1 min read·/bill/119/hr/4544/ih/section-2

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Each of the Federal financial institutions regulatory agencies shall— for the purpose of simplifying and streamlining the process of applying to become a de novo regulated institution, conduct a review of any application forms related to such process; to the extent practicable, gather information needed from applicants seeking to become a de novo regulated institution from other Federal Government agencies or public sources to minimize information requests of such applicants; and in consultation with the Securities and Exchange Commission, review how de novo regulated institutions raise capital while maintaining investor protections, including the impact of— general capital raising restrictions; and capital raising restrictions related to individuals who are not accredited investors.
Not later than 1 year after the date of the enactment of this section, and annually for 5 years thereafter, each of the Federal financial institutions regulatory agencies shall submit to the Congress and publish on a public website of such agency a report that contains— a description of the actions taken by such agency pursuant to subsection (a); and as appropriate, any administrative or legislative recommendations with respect to the purpose described in subsection (a)(3).
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