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Code · BILL · 118th Congress · S. 2281 (Introduced in Senate) — To provide for consumer protection and responsible financial innovation, to bring crypto assets within the regulatory... · Sec. 708

Sec. 708. Clarifying application review times with respect to the Federal banking agencies

216 words·~1 min read·/bill/118/s/2281/is/section-708

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Section 343 of the Riegle Community Development and Regulatory Improvement Act of 1994 ( 12 U.S.C. 4807 ) is amended by striking subsections
(a)and
(b)and inserting the following: In this subsection, the term completed application — means the information requested by the Federal banking agency at the outset of an application through application forms or similar means; and does not include supplemental information requested by the agency after filing of an application. Each Federal banking agency, including Federal Reserve banks, shall take final action on any application to the agency before the end of the 1-year period beginning on the date on which a completed application is received by the agency. Each Federal banking agency, including the Federal Reserve banks, shall annually report to Congress a list of the applications that have been pending for 12 months or longer since the date of the initial application filed by an applicant, and the date on which a completed application was received. Such list— shall disclose the reason why the application has not yet been approved or denied by the Federal banking agency; and shall not contain confidential supervisory information. Any person submitting an application to a Federal banking agency may waive the applicability of subsection
(a)with respect to such application at any time. .
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Sec. 708
Clarifying application review times with respect to the Federal banking agencies
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