Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · BILL · 118th Congress · H.R. 9991 (Introduced in House) — To amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credi... · Sec. 4

Sec. 4. Disclosures

160 words·~1 min read·/bill/118/hr/9991/ih/section-4

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Section 405 of the Credit Repair Organizations Act ( 15 U.S.C. 1679c ) is amended— in subsection (a)— by striking due to fraud. and inserting due to fraud. Credit repair organizations do not provide any services that you cannot do yourself for free. ; by striking regulates and inserting and the Bureau of Consumer Financial Protection regulate ; and by inserting The Bureau of Consumer Financial Protection 1700 G St. NW, Washington, DC, 20552 Tel: 855–411–2372 TTY/TTD: 855–729–2372 after 20580 ; and in subsection (c)— in paragraph (1), by striking the period at the end and inserting and any recordings of telephone communications with the consumer. ; and in paragraph (2)— by striking in the heading and inserting 2 ; 5 by inserting and any telephone recordings with the consumer after consumer’s statement ; by striking 2 and inserting 5 ; and by striking statement is signed by the consumer and inserting statement or the telephone recordings are created .
Connectionstraces to 1
Traces to 1 document
Citation graph
cites case law
Sec. 4
Disclosures
Cites 1Cited by 0 across 0 sources
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.