Sec. 4. Medical debt collection
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/bill/118/hr/8311/ih/section-4A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
The Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq. ) is amended by inserting after section 818 ( 15 U.S.C. 1692p ) the following: No debt collector or creditor may collect or attempt to collect debt that arose from the receipt of medical services, products, or devices if such debt was incurred by a consumer before the date of enactment of this section. Any consumer who is harmed by a violation of subsection
(a)may bring a civil action in the appropriate United States district court against the debt collector or creditor that violated subsection
(a)for— compensatory damages, including for economic losses and for emotional harm; punitive damages; and reasonable attorney’s fees and costs of the action to a prevailing plaintiff. . The table of sections for the Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq. ) is amended by inserting after the item relating to section 818 the following: 818A. Collection of medical debt. .
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