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Code · BILL · 118th Congress · H.R. 3556 (Reported in House) — To amend the Federal financial laws to increase financial regulatory accountability and transparency, and for other p... · Sec. 501

Sec. 501. Reports and testimony to Congress on supervision

1,426 words·~6 min read·/bill/118/hr/3556/rh/section-501

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Section 2B of the Federal Reserve Act ( 12 U.S.C. 225b ) is amended by adding at the end the following: The Vice Chairman for Supervision shall submit a semi-annual report to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives regarding the efforts, activities, objectives, and plans of the Board with respect to the conduct of supervision and regulation of depository institution holding companies and other financial firms supervised by the Board. At a minimum, each report under paragraph
(1)shall include— conditions of financial firms, including examination or inspection ratings, on an aggregate basis by firm asset size; granular data on outstanding material supervisory determinations by type of determination, including the types of risks covered, on an aggregate basis by firm asset size; changes in the number and types of outstanding material supervisory determinations over the previous 5 years; aggregate data on the ratings of financial firms over the previous 3 years; the number of informal and formal enforcement actions, by type of enforcement order and showing changes in the last 3 years, against supervised financial firms on an aggregate basis by firm asset size; and a description of the organization of the supervisory functions of the Board with respect to financial firms, including information on roles, responsibilities, accountability, and talent management. Concurrent with each report under paragraph (1), the Vice Chairman for Supervision shall submit a confidential report to the chair and ranking member of each committee described under paragraph
(1)identifying— each supervised financial firm with less than satisfactory examination or inspection ratings; and each supervised financial firm with an active formal or informal enforcement action, and the status of each provision of each enforcement action. . Section 17 of the Federal Deposit Insurance Act ( 12 U.S.C. 1827 ) is amended by adding at the end the following: The Chairman of the Corporation shall appear before the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives at semi-annual hearings regarding the efforts, activities, objectives, and plans of the Corporation with respect to the conduct of supervision and regulation of depository institutions supervised by the Corporation. The Chairman of the Corporation shall transmit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives semi-annual reports regarding the efforts, activities, objectives, and plans of the Corporation with respect to the conduct of supervision and regulation of depository institutions supervised by the Corporation. At a minimum, each report under subparagraph
(A)shall include— conditions of depository institutions, including examination or inspection ratings, on an aggregate basis by institution asset size; granular data on outstanding material supervisory determinations by type of determination, including the types of risks covered, on an aggregate basis by institution asset size; changes in the number and types of outstanding material supervisory determinations over the previous 5 years; aggregate data on the ratings of depository institutions over the previous 3 years; the number of informal and formal enforcement actions, by type of enforcement order and showing changes in the last 3 years, against supervised depository institutions on an aggregate basis by institution asset size; and a description of the organization of the supervisory functions of the Corporation with respect to depository institutions, including information on roles, responsibilities, accountability, and talent management. Concurrent with each report under subparagraph (A), the Chairman of the Corporation shall submit a confidential report to the chair and ranking member of each committee described under subparagraph
(A)identifying— each supervised depository institution with less than satisfactory examination or inspection ratings; and each supervised depository institution with an active formal or informal enforcement action, and the status of each provision of each enforcement action. . The second section 333 of the Revised Statutes of the United States ( 12 U.S.C. 14 ; relating to the annual report) is amended— by striking Sec. 333. and all that follows through The Comptroller and inserting the following: The Comptroller ; and by adding at the end the following: The Comptroller of the Currency shall appear before the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives at semi-annual hearings regarding the efforts, activities, objectives, and plans of the Office of the Comptroller of the Currency with respect to the conduct of supervision and regulation of national banks and other financial firms supervised by the Office of the Comptroller of the Currency. The Comptroller of the Currency shall transmit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives semi-annual reports regarding the efforts, activities, objectives, and plans of the Office of the Comptroller of the Currency with respect to the conduct of supervision and regulation of national banks and other financial firms supervised by the Office of the Comptroller of the Currency. At a minimum, each report under subparagraph
(A)shall include— conditions of national banks and other financial firms, including examination or inspection ratings, on an aggregate basis by asset size; granular data on outstanding material supervisory determinations by type of determination, including the types of risks covered, on an aggregate basis by asset size; changes in the number and types of outstanding material supervisory determinations over the previous 5 years; aggregate data on the ratings of national banks and other financial firms over the previous 3 years; the number of informal and formal enforcement actions, by type of enforcement order and showing changes in the last 3 years, against supervised national banks and other financial firms on an aggregate basis by firm asset size; and a description of the organization of the supervisory functions of the Office of the Comptroller of the Currency with respect to national banks and other financial firms, including information on roles, responsibilities, accountability, and talent management. Concurrent with each report under subparagraph (A), the Comptroller of the Currency shall submit a confidential report to the chair and ranking member of each committee described under subparagraph
(A)identifying— each supervised national bank or other financial firms with less than satisfactory examination or inspection ratings; and each supervised national bank or other financial firms with an active formal or informal enforcement action, and the status of each provision of each enforcement action. . Section 102 of the Federal Credit Union Act ( 12 U.S.C. 1752a ) is amended by adding at the end the following: The Chairman of the Board shall appear before the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives at semi-annual hearings regarding the efforts, activities, objectives, and plans of the Administration with respect to the conduct of supervision and regulation of credit unions supervised by the Administration. The Chairman of the Board shall transmit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives semi-annual reports regarding the efforts, activities, objectives, and plans of the Administration with respect to the conduct of supervision and regulation of credit unions supervised by the Administration. At a minimum, each report under subparagraph
(A)shall include— conditions of credit unions, including examination or inspection ratings, on an aggregate basis by credit union asset size; granular data on outstanding material supervisory determinations by type of determination, including the types of risks covered, on an aggregate basis by credit union asset size; changes in the number and types of outstanding material supervisory determinations over the previous 5 years; aggregate data on the ratings of credit unions over the previous 3 years; the number of informal and formal enforcement actions, by type of enforcement order and showing changes in the last 3 years, against supervised credit unions on an aggregate basis by credit union asset size; and a description of the organization of the supervisory functions of the Board with respect to credit unions, including information on roles, responsibilities, accountability, and talent management. Concurrent with each report under subparagraph (A), the Chairman of the Board shall submit a confidential report to the chair and ranking member of each committee described under subparagraph
(A)identifying— each supervised credit union with less than satisfactory examination or inspection ratings; and each supervised credit union with an active formal or informal enforcement action, and the status of each provision of each enforcement action. .
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