Sec. 702. Prohibition on misleading and deceptive marketing related to the provision of consumer reporting and credit scoring products and services
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Section 609 of the Fair Credit Reporting Act ( 15 U.S.C. 1681g ), as amended by section 206, is further amended— in subsection (a)— in paragraph (1)— by striking request, except and all that follows through consumer to whom and inserting request, unless the consumer to whom ; by striking disclosure; and and inserting disclosure. ; and by striking subparagraph (B); and in paragraph (6), by inserting or educational credit score (if applicable) under subsection
(f)or section 612 before the period at the end; and by adding at the end the following new subsection: The Bureau, in consultation with the Federal Trade Commission, shall issue regulations within 18 months of the date of the enactment of this subsection requiring each consumer reporting agency and reseller to clearly and conspicuously disclose all material terms and conditions, including any fee and pricing information associated with any products or services offered, advertised, marketed, or sold to consumers by the agency or reseller. Such disclosures shall be made in all forms of communication to consumers and displayed prominently on the agency or reseller’s website and all other locations where products or services are offered, advertised, marketed, or sold to consumers. .
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Sec. 702
Prohibition on misleading and deceptive marketing related to the provision of consumer reporting and credit scoring products and services
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