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Code · BILL · 115th Congress · H.R. 3741 (Introduced in House) — To codify the Minority Bank Deposit Program, and for other purposes. · Sec. 1

Sec. 1. Findings

200 words·~1 min read·/bill/115/hr/3741/ih/section-1

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Congress finds the following: On March 5, 1969, pursuant to Executive Order 11458, the Minority Bank Deposit Program was established as a national program supporting minority-owned business enterprise. It was expanded in 1971 under Executive Order 11625 and in 1979 under Executive Order 12138. The Competitive Equality Banking Act of 1987 ( Public Law 100–86 ) and the Financial Institutions Reform, Recovery and Enforcement Act of 1989 ( Public Law 101–73 ) include provisions supporting the intent of the Minority Bank Deposit Program.
Under the leadership of President Jimmy Carter, on April 8, 1977, a memorandum for all heads of Federal agencies and departments was signed. This document promoted the use of minority-owned business enterprises by placing deposits in minority banks. The agency assigned to head this program was the Department of the Treasury. The Fiscal Assistant Secretary of the Department of the Treasury is responsible for certifying financial institutions that are eligible for participation in the Minority Bank Deposit Program.
Although the program continues today, the overwhelming majority of financial institutions certified under the Minority Bank Deposit Program do not have existing relationships with the Federal agencies which suggests the need for reforms to increase utilization of eligible institutions.
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  • Pub. L. 100-86
  • Pub. L. 101-73
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Sec. 1
Findings
Pub. L.Pub. L. 100-86
Pub. L.Pub. L. 101-73
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