Sec. 419. Engineer reports
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Section 1312 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4019 ), as amended by section 417, is amended by adding at the end the following: In this subsection— the term covered claim means any claim for losses covered by a policy for flood insurance coverage provided under this title; and the term final engineering report means an engineering report, survey, or other document in connection with a covered claim that— is based on the on-site inspection; contains final conclusions with respect to an engineering issue or issues involved in the claim; and is signed by the responsible in charge or affixed with the seal of the responsible in charge, or both.
The Administrator shall require that, in the case of any on-site inspection of a property by an engineer for the purpose of assessing any covered claim, the final engineering report— may not— include alterations by, or at the request of, anyone other than the responsible in charge for the report; or be transmitted to any other person before the final engineering report is transmitted to the policyholder who submitted the covered claim; and shall include a certification, signed by the responsible in charge for the final engineering report, that the final engineering report does not contain any alterations described in subparagraph (A).
A Write Your Own company or a national flood insurance program direct servicer may, without obtaining further review or approval by the Administrator, transmit to a policyholder a final engineering report in the possession of the Write Your Own company or the direct servicer in connection with a covered claim submitted by the policyholder. .
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