Sec. 202. Public availability of program information
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Part C of chapter II of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4081 et seq.) is amended by adding at the end the following new section: Except as provided in paragraph (2), to facilitate the National Flood Insurance Program becoming a source of information and data for research and development of technology that better understands flooding, the risk of flooding, and the predictability of perils of flooding, the Administrator shall make publicly available all data, models, assessments, analytical tools, and other information in the possession of the Administrator relating to the National Flood Insurance Program under this title that is used in assessing flood risk or identifying and establishing flood elevations and premiums, including— data relating to risk on individual properties and loss ratio information and other information identifying losses under the program; current and historical policy information, limited to the amount and term only, for properties currently covered by flood insurance and for properties that are no longer covered by flood insurance; current and historical claims information, limited to the date and amount paid only, for properties currently covered by flood insurance and for properties that are no longer covered by flood insurance; identification of whether a property was constructed before or after the effective date of the first flood insurance rate map for a community; identification of properties that have been mitigated through elevation, a buyout, or any other mitigation action; and identification of unmitigated multiple-loss properties.
In carrying out paragraph (1), the Administrator shall establish an open source data system by which all information required to be made publicly available by such subsection may be accessed by the public on an immediate basis by electronic means. Not later than the expiration of the 12-month period beginning upon the date of the enactment of this section, the Administrator shall establish and maintain a publicly searchable database that provides information about each community participating in the National Flood Insurance Program, which shall include the following information:
The status of the community’s compliance with the National Flood Insurance Program, including any findings of noncompliance, the status of any enforcement actions initiated by a State or by the Administrator, and the number of days of any such continuing noncompliance. The number of properties located in the community’s special flood hazard areas that were built before the effective date of the first flood insurance rate map for the community. The number of properties located in the community’s special flood hazard areas that were built after the effective date of the first flood insurance rate map for the community.
The total number of current and historical claims located outside the community’s special flood hazard areas. The total number of multiple-loss properties in the community. The portion of the community, stated as a percentage and in terms of square miles, that is located within special flood hazard areas. The information provided pursuant to subsections
(a)and
(b)shall be based on data that identifies properties at the zip code or census block level, and shall include the name of the community and State in which a property is located. The information provided pursuant to subsections
(a)and
(b)shall be disclosed in a format that does not reveal individually identifiable information about property owners in accordance with the section 552a of title 5, United States Code. For purposes of this section, the term loss ratio means, with respect to the National Flood Insurance Program, the ratio of the amount of claims paid under the Program to the amount of premiums paid under the Program. .
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Sec. 202
Public availability of program information
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