Sec. 731. Consumer right to financial privacy
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Section 1022 of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5512 ), as amended by section 724(3), is further amended by inserting after subsection
(b)the following: The Agency may not request, obtain, access, collect, use, retain, or disclose any nonpublic personal information about a consumer unless— the Agency clearly and conspicuously discloses to the consumer, in writing or in an electronic form, what information will be requested, obtained, accessed, collected, used, retained, or disclosed; and before such information is requested, obtained, accessed, collected, used, retained, or disclosed, the consumer informs the Agency that such information may be requested, obtained, accessed, collected, used, retained, or disclosed. Paragraph
(1)shall apply to any person directed or engaged by the Agency to collect information to the extent such information is being collected on behalf of the Agency. In this subsection, the term nonpublic personal information has the meaning given the term in section 509 of the Gramm-Leach-Bliley Act ( 15 U.S.C. 6809 ). . Section 1113 of the Right to Financial Privacy Act of 1978 ( 12 U.S.C. 3413 ) is amended by striking subsection (r).
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