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Code · BILL · 115th Congress · H.R. 10 (Introduced in House) — To create hope and opportunity for investors, consumers, and entrepreneurs by ending bailouts and Too Big to Fail, ho... · Sec. 725

Sec. 725. Reforms to mandatory functional units

486 words·~2 min read·/bill/115/hr/10/ih/section-725

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The Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481 et seq.) is amended— in section 1013— in subsection (b)— in paragraph (1), by striking shall establish and inserting may establish ; in paragraph (2), by striking shall establish and inserting may establish ; and paragraph (3)(D)— by striking To facilitate preparation of the reports required under subparagraph (C), supervision and enforcement activities, and monitoring of the market for consumer financial products and services, the and inserting The ; and by adding at the end the following:
Information collected under this paragraph may not be made publicly available. ; in subsection (c)— in paragraph (1), by striking shall establish and inserting may establish ; and in paragraph (3), by striking There is established the and inserting At any time when the Office of Fair Lending and Equal Opportunity exists within the Agency, there shall be a ; in subsection (d)— in paragraph (1), by striking shall establish and inserting may establish ; in paragraph (3)— in subparagraph (A), by inserting , if such Office exists within the Agency, after Community Affairs Office ; and in subparagraph (B), by striking established by the Director and inserting , if established by the Director, ; and in paragraph (4), by striking Not later than 24 months after the designated transfer date, and annually thereafter, and inserting Annually, at any time when the Office of Financial Education exists within the Agency, ; in subsection (e)(1), by striking shall establish and inserting may establish ; by striking subsection (f); by redesignating subsections
(g)and
(h)as subsections
(f)and (g), respectively; and in subsection (f), as so redesignated— in paragraph (1)— by striking Before the end of the 180-day period beginning on the designated transfer date, the Director shall and inserting The Director may ; and by striking on protection from unfair, deceptive, and abusive practices and ; in paragraph (2), by striking The Office and inserting At any time when the Office of Financial Protection for Older Americans exists within the Agency, the Office ; and in paragraph (3)— in subparagraph (A)— by striking clause (i); by redesignating clauses
(ii)and
(iii)as clauses
(i)and (ii), respectively; and in clause (ii), as so redesignated, by striking to respond to consumer problems caused by unfair, deceptive, or abusive practices ; in subparagraph (B), by striking and alert the Commission and State regulators of certifications or designations that are identified as unfair, deceptive, or abusive ; and in subparagraph (D)— by striking clause (i); and by redesignating clauses
(ii)and
(iii)as clauses
(i)and (ii), respectively; in section 1029(e), by inserting after Affairs, the following: if established under this title, ; and in section 1035— in subsection (a), by striking shall designate and inserting may designate ; and in subsection (b), by striking The Secretary and inserting If the Secretary designates the Ombudsman under subsection (a), the Secretary .
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Sec. 725
Reforms to mandatory functional units
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