Sec. 204. Sense of Congress
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In this section: The terms appropriate Federal banking agencies and bank holding company have the meanings given those terms in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ). The term nonbank financial company has the meaning given that term in section 102(a) of the Financial Stability Act of 2010 ( 12 U.S.C. 5311 ). It is the sense of Congress that the appropriate Federal banking agencies should seek to properly tailor prudential regulations and, in doing so, differentiate among bank holding companies and among nonbank financial companies supervised by the Board of Governors of the Federal Reserve System based on their capital structure, riskiness, complexity, financial activities (including the financial activities of their subsidiaries), size, and other risk-related factors, using existing authorities, including waiver authorities provided in statute or regulation.
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