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Code · BILL · 114th Congress · H.R. 5664 (Introduced in House) — To amend the Consumer Credit Protection Act to strengthen debt collection exemptions to protect debtors and their fam... · Sec. 7

Sec. 7. Exemption for amounts in deposit accounts

119 words·~1 min read·/bill/114/hr/5664/ih/section-7

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Of the aggregate amount of funds of an individual in deposit accounts, an amount equal to the poverty guideline applicable to a 1-person household contained in the income poverty guidelines prescribed by the Office of Management and Budget (as such amount is annually adjusted by the Secretary of Health and Human Services) shall be exempt and immune from attachment or seizure with respect to any judgment related to a debt. In this subsection, the term deposit accounts shall include any account, as such term is defined in section 903 of the Electronic Fund Transfer Act ( 15 U.S.C. 1693a ).
The Bureau of Consumer Financial Protection shall issue such regulations as may be necessary to carry out this section.
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Sec. 7
Exemption for amounts in deposit accounts
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