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Code · BILL · 114th Congress · H.R. 4385 (Introduced in House) — To amend the Higher Education Act to improve higher education programs, and for other purposes. · Sec. 202

Sec. 202. Borrower modification of interest rates under title IV

282 words·~1 min read·/bill/114/hr/4385/ih/section-202

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Section 455(b) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(b) ), as amended by section 201, is further amended by adding at the end the following: Notwithstanding any other provision of law, the borrower of a Federal Stafford Loan under section 428, a Federal Direct Stafford Loan, a Federal Unsubsidized Stafford Loan under section 428H, a Federal Direct Unsubsidized Stafford Loan, a Federal PLUS Loan under section 428B, a Federal Direct PLUS Loan, a Federal Consolidation Loan under section 428C, or a Federal Direct Consolidation Loan may elect to modify the interest rate of the loan to be equal to— in the case of a Federal Direct Stafford Loan, a Federal Direct Unsubsidized Stafford Loan, a Federal Direct PLUS Loan, or a Federal Direct Consolidation Loan, the interest rate that would be applicable to such loan if such loan were first disbursed (or in the case of a Federal Direct Consolidation Loan, first applied for) on the date on which such borrower elects to modify the interest rate of such loan; and in the case of a Federal Stafford Loan, a Federal Unsubsidized Stafford Loan, a Federal PLUS Loan, or a Federal Consolidation Loan, the weighted average of the interest rates applicable to loans under part B on the date the loan was first disbursed (or in the case of a Federal Consolidation Loan, first applied for).
Except as provided in subparagraph (C), an interest rate elected under subparagraph
(A)for a loan shall be fixed for the life of the loan. A borrower may elect to modify the interest rate of a loan in accordance with subparagraph
(A)at any time during the life of the loan. .
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Sec. 202
Borrower modification of interest rates under title IV
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