Sec. 5. Longitudinal study on the effectiveness of student loan counseling
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Not later than 1 year after the date of enactment of this Act, the Secretary of Education, acting through the Director of the Institute of Education Sciences, shall begin conducting a rigorous, longitudinal study of the impact and effectiveness of the student loan counseling— provided under subsections (b), (l), and
(n)of section 485 of the Higher Education Act of 1965 ( 20 U.S.C. 1092 ), as amended by this Act; and provided through such other means as the Secretary of Education may determine. The longitudinal study carried out under subsection
(a)shall include borrower information, in the aggregate and disaggregated by race, ethnicity, gender, income, and status as an individual with a disability, on— student persistence; degree attainment; program completion; successful entry into student loan repayment; cumulative borrowing levels; and such other factors as the Secretary of Ed ucation may determine. The disaggregation under paragraph
(1)shall not be required in a case in which the number of borrowers in a category is insufficient to yield statistically reliable information or the results would reveal personally identifiable information about an individual borrower. Not later than 18 months after the commencement of the study under subsection (a), and annually thereafter, the Secretary of Education shall evaluate the progress of the study and report any short-term findings to the appropriate committees of Congress.
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Sec. 5
Longitudinal study on the effectiveness of student loan counseling
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